PREMIUM+ SERVICE

The Premium+ service provides all the great features available in the premium package but with the addition of SECGuard.

SECGuard is a market leading fraud identification and risk screening service that enables merchants to manage their exposure to online fraud.

It is a transaction profiling and active fraud management system that lets merchants decide which transactions they want to accept and process, those that they wish to reject and those that they want to "quarantine" pending a manual inspection or verification.

In simple terms, it lets merchants build transaction profiles based on multiple criteria that then have logical rules applied to them to produce an event outcome.

For example; a rule can be built to "quarantine" all transactions over £500 that occur using a non UK issued credit card in the period midnight to 8am. Quarantined transactions are automatically deferred awaiting the merchants manual release or decline.

SECGuard will benefit all Merchants who are using, or would like to use, any form of transaction screening with an automated deferral process.

The principle benefits are:

• Lowers the need for manual inspection & intervention

• Increases automated screening for high risk transactions

• Applies consistent rules to support business processes

• Improves end customer experience

• Reduces false positive transaction rejects (increasing sales)

The transaction screening process applies the rules defined by the merchant, based on simple logical outcomes. In this way the merchant can use the outcomes to provide a superior customer experience and faster processing times.

SECPay Premium+ Service is designed to support the needs of larger businesses that need to manage their fraud exposure without incurring significant charges in terms or additional people or systems.

The Premium+ service provides increased features over the Premium service specifically in the area of fraud risk management.

Like all SECPay products and services, the SECPay Starter Packages come with the full backing of the SECPay reputation for Reliability, Security and Best Value.

To use SECPay's services you will need to have an Internet Merchant Account (IMA) with one of the banks that we are integrated with, click here to see the full list.

 

There is a non-refundable £75 (plus VAT) set-up fee for all Premium+ accounts

 

SECPay Premium+ Service comes in three principle choices:

 

Broadly, the best choice of tariff for your business is determined by the number of transactions you are expecting to process each month and the average value of those transactions. The table below outlines the best choices in most instances:

Number of transactions per month	Monthly Service Charge	Cost per transaction
Below 100	£20	39p
Between 101-1,600	£40	20p
1,601-5000	£200	10p

5000+

Our Enterprise Service may be more applicable please contact us

 

All this from just £20 per month plus a few pence per transaction, it’s a great way to reduce fraud risks whilst getting best value & service.

 

Link to Integration Overview

 

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